Understanding the True Costs of Selling Your Home

Selling your home is a significant financial milestone, but the journey isn’t just about how much you make, it’s also about knowing what you’ll spend.

Here’s a breakdown of the most common and essential costs sellers in the UK (and especially in Cambridge) need to budget for.

Update your home without losing its charm—here’s how!

1. Estate Agent Fees

What is it?
The commission you pay for marketing, viewings, negotiations, and managing the entire sale process.

Typical Cost:
1–3% + VAT of the final sale price.

Tip:
A good agent often achieves a better sale, inline with your needs, and smoother process don’t just look for the cheapest.

2. Conveyancing / Legal Fees

What is it?
The legal process of transferring ownership, handled by a solicitor or licensed conveyancer.

Typical Cost:
£1,500 + often tied to the value or complexity of the property.

Tip:
Look for a fixed quote that includes disbursements and avoid “too good to be true” prices.

3. Energy Performance Certificate (EPC)

What is it?
A legally required document rating the energy efficiency of your property.

Typical Cost:
£60–£120, though this can vary depending on property type and size.

Tip:
Check if your EPC is still valid (it lasts 10 years). You might not need to renew it.

4. Mortgage Exit Fees / Early Repayment Charges

What is it?
If your current mortgage deal hasn’t ended, your lender may charge you to exit early.

Typical Cost:
Can range from £50 for admin fees to 1–5% of your outstanding balance for early repayment charges.

Tip:
Speak to your lender as early as possible—timing can help you avoid some of these charges.

5. Removal Costs

What is it?
The cost of moving your belongings to your new home.

Typical Cost:
Anywhere from £300 to £1,500+ depending on distance, property size, and service level (self-pack or full-service).

Tip:
Get quotes from at least three removal companies. Booking early can secure better rates.

Bonus: Other Optional Costs to Consider

  • Home staging or cleaning to boost presentation

  • Storage solutions if there’s a gap between sale and move

  • Repairs or decorating to maximise sale appeal

Final Thoughts

The cost of selling a home can quickly add up—but when you understand what to expect, there are no surprises. At Citystay Property Agents, we walk every seller through the process transparently.

We’ll ensure your property is marketed beautifully, managed professionally, and sold with every cost accounted for.

Thinking of selling in or around Cambridge? Let us prepare a bespoke cost breakdown for your property today.